Mainframe Bill Audit — Terms of Service

Last updated 28 September 2026

Who you are contracting with

Mainframe Bill Audit is operated by Digent LLC, a Florida limited liability company. In these terms “we”, “us” and “the operator” mean Digent LLC, and “you” means the person or organization using Mainframe Bill Audit. Write to us at [email protected].

The short version

Mainframe Bill Audit is a tool that helps accountants and financial professionals and compliance officers do their work faster. It is not financial, investment or accounting advice, and no advisory or fiduciary relationship is created. It is not a compliance determination, certification, audit or examination. We guarantee nothing: not accuracy, not completeness, not any outcome. You and your own professionals decide everything and remain responsible for it. Fees are not refundable except where a law that cannot be waived requires a refund.

Eligibility — Adults Only (18+)

The Services are offered only to adults. You must be at least 18 years old to use them. Minors are not permitted to use the Services.

By accessing, registering for, purchasing, or using the Services, you represent and warrant that you are at least 18 years of age — or the age of majority in your jurisdiction, if that age is higher — and that you are able to form a legally binding contract.

The Services are not directed to, designed for, advertised to, or marketed to children or to anyone under 18. We do not knowingly allow any person under 18 to create an account, make a purchase, submit information, or otherwise use the Services, with or without the consent or supervision of a parent, guardian, teacher, employer, or any other adult. Nothing in these Terms permits any adult to authorize a minor to use the Services under the adult's account or on the adult's behalf.

We do not knowingly collect personal information from anyone under 18. If we learn that a user is under 18, we will terminate that access and delete the associated personal information. If you believe a person under 18 has used the Services, contact us and we will act promptly.

Agreement

By creating an account, subscribing, or using the service you agree to these terms. If you do not agree, do not use it. If you use it for an organization, you represent that you have authority to bind that organization, and “you” then means the organization.

No reliance

Nothing Mainframe Bill Audit produces is advice, and you may not rely on it as the basis for any filing, certification, disclosure, transaction, treatment or legal conclusion without your own independent review. Where the service cannot determine something it should say so, and that silence is not a finding in your favor.

Your files never leave your browser

The audit runs inside your own browser tab. SCRT reports, invoices and any other file you load into the site are read and audited on your device and are never uploaded to Digent or stored by us. The same is true of the downloadable software, which runs on your own machines. Digent therefore never holds, sees or can recover your billing files, and you remain solely responsible for keeping them.

Findings are estimates, not IBM's figures

IBM does not publish its per-MSU rates. Sample months on this site are synthetic and priced with illustrative rates, and every dollar figure the software reports is an estimate from the rates and files you supply. A finding is a lead to check against your own IBM agreement, not a determination that IBM billed you wrongly. Digent is not affiliated with, endorsed by or a reseller of IBM or any other software vendor. IBM, z/OS and SCRT are IBM trademarks, named only to identify the products the software reads.

Quotes and invoices

There is no published price. Digent quotes each estate in writing on request. Your written acceptance of a quote is the signed written agreement these terms refer to, after which Digent invoices you. A government buyer pays through its own purchase process, and where a signed government order or contract conflicts with these terms, that order or contract governs for that buyer to the extent the law requires.

Downloaded software

The downloadable source code is provided as is, for you to read, run and test on your own systems at your own risk. Digent owes no support, update or maintenance for it unless a written agreement says otherwise.

Accounts and security

You are responsible for everything done under your account, its keys and its credentials, and for keeping them secret. Tell us at once at [email protected] if you believe someone else has used them. We may suspend a key or an account we believe is compromised.

Our software

We own the software. Digent LLC owns Mainframe Bill Audit, its code, content, models and everything it generates apart from your data. While your account is in good standing you have a personal, non-transferable, revocable right to use it for your own business. You may not copy, resell, sublicense, reverse engineer, bulk-harvest its content, or use it or its output to build, train or benchmark a competing product. Feedback you send us may be used freely without payment.

Acceptable use

You may not use the service to break the law, infringe anyone's rights, misrepresent its output as your own professional opinion or as ours, probe or bypass its security or limits, or harm other customers. You are responsible for sanctions, export-control and privacy laws that apply to your use.

AI agents acting for you

You may let an AI agent or assistant use your account for you. You are responsible for everything it does through your account, sign-in or connection, including any fees, as if you had done it yourself; it acts as your electronic agent. Connect it through our official integrations or API where we offer them. Any agent that uses the service must identify itself honestly and must not pose as a human, solve or bypass a CAPTCHA, or evade our rate or usage limits. Do not give an agent your password; grant access through our sign-in instead, and you can revoke it at any time. We may limit or block any agent, and fair-use limits apply to agent traffic as they do to yours. An agent may not create an account; only an adult may.

Fees, renewal and no refunds

Fees are set in a signed written agreement and are due in advance. All fees are non-refundable, in whole or in part, including for partial periods, unused time, downgrades, suspension or termination, except where a law that cannot be waived requires a refund. A payment that is disputed or reversed without first contacting us may result in suspension.

Invitation-only access

While access is by invitation, features can change or be withdrawn without notice and the service may be less available than once access is open to everyone. Everything in these terms applies to invitation-only access, including any complimentary access we grant, the disclaimers and the liability cap.

Third-party services

Mainframe Bill Audit runs on services we do not control: Cloudflare hosts the site and, to deliver it, sees each visitor's IP address and browser details; Purelymail receives email sent to mainframebillaudit.com addresses; Proton holds the mailbox where that email is read and answered. Their own terms govern what they do, and we are not liable for their failures.

Suspension and termination

You may stop at any time. We may suspend or end your access, with notice where practical, if you breach these terms, fail to pay, put the service or others at risk, or the law requires it; if we end the service for everyone we give at least 30 days' notice so you can download your data. Sections on data, no reliance, warranty, liability, indemnity and disputes survive.

No warranty

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, CURRENCY AND UNINTERRUPTED OR ERROR-FREE OPERATION. NO ADVICE OR INFORMATION FROM US CREATES A WARRANTY.

Limit of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, GOODWILL OR REGULATORY PENALTIES, HOWEVER CAUSED. THE TOTAL AGGREGATE LIABILITY OF DIGENT LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE IS LIMITED TO THE GREATER OF THE FEES YOU ACTUALLY PAID IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR ONE HUNDRED U.S. DOLLARS. These limits are an agreed allocation of risk, apply even if a remedy fails of its essential purpose, and do not exclude liability that cannot lawfully be excluded. You represent that you are a business acquiring the service for commercial purposes.

Indemnity

You will defend and indemnify Digent LLC against third-party claims, including by a regulator, arising from what you enter, what you file, certify or decide using the service, your breach of these terms, or your violation of law or anyone's rights.

Force majeure

Neither party is liable for a failure caused by events beyond its reasonable control, such as outages at our providers, natural disasters, war, attacks or acts of government. Payment for service already provided is not excused.

Governing law and venue

These terms are governed by the laws of the State of Florida, without regard to conflict-of-laws rules; the UN Convention on Contracts for the International Sale of Goods does not apply. For any dispute not arbitrated, the exclusive venue is the state and federal courts located in the State of Florida, and each party consents to jurisdiction there. Florida law (Fla. Stat. § 95.03) voids clauses that shorten limitation periods, so none appears here.

How disputes get resolved

First, the complaining party sends a written description of the dispute and the parties have 30 days to resolve it informally. Then any unresolved dispute goes to final, binding, individual arbitration before a single arbitrator under the American Arbitration Association's Commercial Arbitration Rules, seated in the State of Florida, under the Federal Arbitration Act. Either party may bring an individual claim in small-claims court, or seek injunctive relief to protect confidential information or intellectual property. Disputes are brought only individually: no class, collective, consolidated or representative actions, and each party waives trial by jury. If the class waiver is held unenforceable for a claim, that claim proceeds in court instead of arbitration. You may opt out of arbitration by writing to [email protected] within 30 days of first accepting these terms.

Notices and changes

We send notices to the email on your account; they count as delivered when sent. You send notices to [email protected]. We may change these terms at any time by posting the new version with a new date at the top; a change takes effect when posted unless the new version names a later date. For a material change we make reasonable efforts to email account holders. Continuing to use the service after a change takes effect is acceptance; if you do not accept it, stop using the service and cancel. A change does not apply to a dispute that arose before it was posted.

The rest

You may not assign these terms without our written consent; Digent LLC may assign them to an affiliate or a successor. Not enforcing a term is not a waiver. If any provision is unenforceable, it applies to the fullest extent permitted and the rest stays in force. These terms, the privacy notice and any order you accept are the entire agreement between us about the service. The service is offered only in the United States and may not be used in violation of U.S. export controls or sanctions.

empire-legal v3.3 (2026-09-28)